{"id":8789,"date":"2018-08-09T17:56:46","date_gmt":"2018-08-09T17:56:46","guid":{"rendered":"http:\/\/accion.flywheelsites.com\/?page_id=8789"},"modified":"2023-10-10T15:53:50","modified_gmt":"2023-10-10T15:53:50","slug":"careers","status":"publish","type":"page","link":"https:\/\/content.accion.org\/about\/careers\/","title":{"rendered":"Careers"},"content":{"rendered":"
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Accion is a global nonprofit dedicated to giving people the financial tools they need to help themselves. We are building a world with economic opportunity for all; where everyone can access, use, and benefit from a full range of high-quality, affordable financial services.<\/p>\n
We value our employees\u2019 contributions; support opportunities for growth; recognize successful results; and encourage teamwork and collaboration to strengthen our mission to give people the financial tools they need to improve their lives.<\/p>\n"},{"acf_fc_layout":"text_block","heading":"Values","quick_links":false,"heading_label":"","subheader":"What we look for in staff","body":"
Mexico City, Mexico, October 31, 2023<\/strong> -- Verqor, a fintech startup digitalizing Mexico\u2019s agricultural sector, has raised US$7.5 million, including US$4 million in a pre-Series A round led by Yara Growth Ventures. Accion Venture Lab, SP Ventures, Glocal, and Amplifica Capital also participated in the round. The company also raised an additional US$3.5 million in debt funding from Co_Capital, Addem Capital.<\/p>\r\n Verqor provides cashless credits to farmers to purchase the inputs they need to grow their crops, like fertilizers, agrochemicals, and organic products, with 55% of users accessing credit for the first time. At the end of the crop cycle, farmers repay the credit with their produce sales. Verqor\u2019s financing allows farmers to cover up to 90% of their costs, improving produce quality and increasing their incomes every cycle. Verqor is working to make credit accessible to every farmer in Mexico using a unique underwriting process adapted to the specific characteristics of the sector. It is a pioneer in evaluating the real paying capacity of a farmer using productive data, including normalized difference vegetation index (NDVI) factors, supply chain trends, weather trends, yield information, and produce price fluctuation, for assessing credit viability.<\/p>\r\n Mexico is one of the world\u2019s top ten food producers, yet more than 90% of farmers lack access to formal financing, limiting their opportunities to invest in their fields. While farmers in other major economies in the region, such as Brazil and Argentina, can often access credit through input retailers and other alternative sources, farmers in Mexico often lack these options due to a more fragmented value chain and a lack of digitization. Without high-quality inputs, farmers face decreases in productivity and margins, threatening to impact food supplies in Latin America and globally.<\/p>\r\n This round of funding will enable Verqor to expand its operations in Mexico and create the largest network of partnerships of agricultural suppliers in the country, becoming a payment method for their clients. Mexico\u2019s agricultural industry is highly fragmented, and Verqor\u2019s platform bridges the gaps between suppliers, farmers, and produce buyers. Verqor is also further developing its technology to make its credit approval process seven times faster than traditional financing options, reshaping the way traditional agribusiness is done in Mexico.<\/p>\r\n \u201cMexico\u2019s farmers play a crucial role in the global food supply chain, yet they lack access to the financial resources they need to produce high-quality crops. With this new funding, Verqor will be able to scale nationally and empower even more farmers in Mexico,\u201d said Verqor CEO Hugo Gardu\u00f1o.<\/p>\r\n \u201cThe Verqor team have consistently impressed us with their ability to understand their farmer customers and execute on their vision of making farmer\u2019s lives easier,\u201d said George Roche,Investment Director at Yara Growth Ventures. \u201cWe are very proud to invest in Verqor and help them on their path to changing agriculture in Mexico and beyond.\u201d<\/p>\r\n \u201cAt Accion Venture Lab, we have seen how the global financial system continues to leave out farmers, preventing them from accessing the financing and high-quality inputs needed to grow their crops. Verqor is creating a digital ecosystem that connects key agricultural players in Mexico while placing the needs of farmers at its core. The data collected through digitizing the agricultural supply chains enables Verqor to unlock access to formalized credit for small \u2013and medium-sized farmers in the country, helping them become more productive and grow with each crop cycle,\u201d said Amee Parbhoo, Managing Partner of Accion Venture Lab.<\/p>\r\n \"Verqor is using technology to democratize credit access in Mexico, a vital player in global food production. By granting small and medium-sized producers access to better inputs and enhancing their productivity, we contribute significantly to combating climate change. At SP Ventures, we recognize the importance of Verqor's technology in enhancing small-scale producers' resilience against climate change and encouraging the adoption of regenerative agriculture.\" said Juliana De Podest\u00e1, Head of ESG and Impact at SP Ventures.<\/p>\r\n\r\n\r\n Verqor is a Mexican agri-fintech founded in 2018. Verqor offers cashless credits to farmers under the model: get agri-inputs and pay back with crops. With this credit, Verqor connects the players of agribusiness: farmers, agri-input suppliers, and produce buyers. Verqor offers traceability on the supply chain and access to capital to producers, an underserved but highly productive market.<\/p>\r\n\r\n Yara Growth Ventures is the corporate venture capital team for Yara International ASA (a world-leading crop nutrition and agriculture company headquartered in Norway). The team invests in startups and venture capital funds, which sit at the intersection of science and technology in the food and agriculture industry. At Yara, the mission is to responsibly feed the world and protect the planet. At Yara Growth Ventures, we don't lose sight of that. We are patient capital who, while always looking to make financially sound investments, invest in teams making a dent in agriculture.<\/p>\r\n\r\n Accion Venture Lab is a seed-stage investor that provides capital and extensive support to innovative fintech startups that improve the reach, quality, and affordability of financial services for underserved people and have the potential to scale. Venture Lab has invested in more than 65 early-stage startups that operate in 30 countries worldwide. Venture Lab is a part of Accion, a global nonprofit committed to creating a fair and inclusive economy, with a pioneering legacy in microfinance and fintech impact investing. Accion catalyzes financial service providers to deliver high-quality, affordable solutions at scale for the 1.8 billion people who are left out of \u2013 or poorly served by \u2013 the financial sector. For 60 years, Accion has helped tens of millions of people through our work with more than 200 partners in 63 countries. For further information, visit www.accion.org\/venturelab<\/a>.<\/span><\/p>\r\n\r\n Founded in 2010, SP Ventures is a Brazilian venture capital fund manager specializing in sustainable agriculture and food innovation in Latin America, with a proven track record of delivering financial returns to its investors and environmental, social, and economic impact to its end-beneficiaries. SP Ventures\u2019 latest fund, AgVentures Fund II, has reached a combined total closing of approximately USD 58 million, attracting investors such as the International Finance Corporation (IFC), the Inter-American Development Bank (IDB), and the Global Environment Facility (GEF). SP Ventures has already invested in over 30 innovative, high-growth companies in Brazil, Argentina, and Mexico and is actively seeking disruptive enterprises that can add value in the highly competitive sectors of agribusiness and food. Beyond financial returns, SP Ventures is dedicated to creating a more sustainable and climate-resilient agribu<\/p>","post_title":"Verqor raises US$7.5 million to digitalize Mexico\u2019s agricultural sector","post_excerpt":"","post_status":"publish","comment_status":"open","ping_status":"open","post_password":"","post_name":"verqor-raises-us7-5-million-to-digitalize-mexicos-agricultural-sector","to_ping":"","pinged":"","post_modified":"2023-10-31 12:20:02","post_modified_gmt":"2023-10-31 12:20:02","post_content_filtered":"","post_parent":0,"guid":"https:\/\/content.accion.org\/?p=28952","menu_order":0,"post_type":"post","post_mime_type":"","comment_count":"0","filter":"raw","featured_image":false,"acf":{"types":{"term_id":32,"name":"Press Release","slug":"press-release","term_group":0,"term_taxonomy_id":32,"taxonomy":"types","description":"","parent":0,"count":265,"filter":"raw"},"header":{"header_type":"post_default","post_cover":{"description":""},"post_aligned":{"description":""},"post_default":{"description":"Verqor connects underserved farmers to digital solutions, improving global food supply"},"annual_report_header":{"eyebrow":"","header":"","description":""}},"authors":false,"featured":false,"meta_cta":{"download":false,"cta_button_text":"","cta_media":false,"cta_url":"","additional_links":false},"blocks":false,"page_settings":{"":null,"email_sign_up":true,"show_related_content":true,"show_contextual_menu":false,"contextual_menu_cta":null,"replace_global":false,"hide_sticky_share":false,"hide_date_when_featured":false,"premium":false,"preview_image":false,"description":""}},"url":"verqor-raises-us7-5-million-to-digitalize-mexicos-agricultural-sector"},{"ID":28995,"post_author":"79","post_date":"2023-10-30 20:56:26","post_date_gmt":"2023-10-30 20:56:26","post_content":"[embed]https:\/\/youtu.be\/QP1lKvuHVPc[\/embed]\r\n\u201cYes, we\u2019re in the business of eradicating poverty, but it has to be on a livable planet where you can breathe the air, drink the water, get access to education, get access to health care \u2014 human rights, basic human rights.\u201d The World Bank President Ajay Banga joined Accion CEO Michael Schlein during the Center for Financial Inclusion<\/a>'s Financial Inclusion Week to discuss eradicating poverty on a livable planet and the role of financial inclusion. Learn more about Financial Inclusion Week<\/a>.","post_title":"A fireside chat with Ajay Banga and Michael Schlein during Financial Inclusion Week","post_excerpt":"","post_status":"publish","comment_status":"closed","ping_status":"closed","post_password":"","post_name":"a-fireside-chat-with-ajay-banga-and-michael-schlein-during-financial-inclusion-week","to_ping":"","pinged":"","post_modified":"2023-10-30 20:56:26","post_modified_gmt":"2023-10-30 20:56:26","post_content_filtered":"","post_parent":0,"guid":"https:\/\/content.accion.org\/?p=28995","menu_order":0,"post_type":"post","post_mime_type":"","comment_count":"0","filter":"raw","featured_image":"https:\/\/content.accion.org\/wp-content\/uploads\/2023\/10\/Michael-Schlein-Ajay-Banga.png","acf":{"types":{"term_id":3125,"name":"Video","slug":"video","term_group":0,"term_taxonomy_id":3125,"taxonomy":"types","description":"","parent":0,"count":8,"filter":"raw"},"header":{"header_type":"post_default","post_cover":{"description":""},"post_aligned":{"description":""},"post_default":{"description":""},"annual_report_header":{"eyebrow":"","header":"","description":""}},"authors":false,"meta_cta":{"download":false,"cta_button_text":"","cta_media":false,"cta_url":"","additional_links":false},"blocks":false,"page_settings":{"":null,"email_sign_up":true,"show_related_content":true,"show_contextual_menu":false,"contextual_menu_cta":null,"replace_global":false,"hide_sticky_share":false,"hide_date_when_featured":false,"premium":false,"preview_image":"https:\/\/content.accion.org\/wp-content\/uploads\/2023\/10\/Michael-Schlein-Ajay-Banga-crop.png","description":""}},"url":"a-fireside-chat-with-ajay-banga-and-michael-schlein-during-financial-inclusion-week"},{"ID":28944,"post_author":"79","post_date":"2023-10-27 06:12:57","post_date_gmt":"2023-10-27 06:12:57","post_content":"As India\u2019s garment industry flourishes<\/a>, thanks in part to the country\u2019s expanding middle class, robust manufacturing sector, and rise in tech savviness, it continues to be a major source of employment. The apparel retail sector now employs 45 million people<\/a> in India, the majority of which are women<\/a>, and an additional 100 million people work in adjacent industries<\/a>.\r\n\r\nWhile this growing sector offers vast economic opportunities, it\u2019s also contending with numerous challenges, especially for India\u2019s small, independent garment retailers and manufacturers. Small local retailers are essential to building the industry, making up more than 92 percent of total sales<\/a>. However, many lack access to digital tools and formal financing options, which prevents them from optimizing their operations and results in stunted business growth. They face challenges in procuring a wide variety of products, managing interactions with multiple wholesalers, and arranging their own last-mile logistics for transporting the products to their stores.\r\n\r\nThis is where Showroom B2B<\/a>, Accion Venture Lab\u2019s newest investment<\/a>, is stepping in. Showroom B2B uses digital solutions combined with physical innovation hubs to empower micro, small, and medium manufacturers and retailers in India\u2019s tier 2+ cities. Through its digital B2B platform, the company brings small retailers and manufacturers together and provides them with tools to digitize and streamline their business operations, intending to save them time and effort and increase profits. Showroom B2B also offers timely and appropriately designed credit products to facilitate the growth of their businesses.\r\n\r\nWe\u2019re thrilled to invest in Showroom B2B and support the company\u2019s work to digitize the apparel supply chain while providing embedded financial products and services, putting small apparel retailers and manufacturers in a better position to thrive in this dynamic and competitive industry.\r\n
\r\n\r\nAbout Verqor<\/b><\/h3>\r\n
About Yara Growth Ventures<\/b><\/h3>\r\n
About Accion Venture Lab<\/b><\/h3>\r\n
About SP Ventures<\/b><\/h3>\r\n
Linking disjointed parts of the apparel industry<\/h3>\r\nLaunched in 2020, Showroom B2B aims to be a one-stop shop for India\u2019s apparel industry, supporting small manufacturers and retail stores. By embracing technology, the company reduces overhead costs and markups, allowing manufacturers to offer competitive prices and small and medium size retailers to increase profit margins.\r\n\r\nOne way it\u2019s doing this is by building a more efficient supply chain. Traditional supply chains in the fashion industry are multi-layered and inefficient, often relying on multiple intermediaries between manufacturers and retailers, which can add complexities and costs. This is especially true for small retailers in India\u2019s tier 2+ cities as they must liaise with multiple wholesalers and distributors to get their inventory and manage deliveries. Meanwhile, on the supply side, small and medium manufacturers struggle to build their distribution networks and pay sizeable commissions to their channel partners, which can significantly reduce their incomes.\r\n\r\n[caption id=\"attachment_28965\" align=\"aligncenter\" width=\"1024\"] MSME retailers have the option to visit Showroom B2B's \"Experience Stores\" to view products before they place an order.<\/em>[\/caption]\r\n\r\nShowroom B2B works to overcome these issues by linking disjointed parts of the supply chain, eliminating unnecessary intermediaries, and enabling manufacturers to showcase their products directly to small retailers. Through its app, small retailers can discover and procure a wide range of high-quality, ready-made garments, review real-time availability, and easily place orders and reorders. To allow retailers to check out product samples in person before placing bulk orders, Showroom B2B also has \u201cExperience Stores\u201d that display samples from the manufacturers on the platform. This in-person sales approach keeps Showroom B2B\u2019s return rates at a fraction of what other marketplaces experience. Through its app-based ordering system, Showroom B2B manages the end-to-end logistics process using third-party providers.\r\n\r\nFor manufacturers, Showroom B2B\u2019s digital platform connects them to a wider range of retailers. The company also provides inventory management technology to help manufacturers stay on top of their stock levels and guidance on optimal restocking quantities based on historical sales data. By using their app to digitize inventory management for the manufacturers, Showroom B2B can hold minimal inventory and operate an asset-light just-in-time inventory model<\/a>.\r\n
Solving the capital needs of small retailers and manufacturers<\/h3>\r\nShowroom B2B also provides access to credit products, helping retailers and manufacturers build a credit history. Due to their remote locations and lack of digital data footprint, small retailers often struggle to access formal financing. Instead, most retailers rely on informal capital sources or receive payment terms (30 to 60 days) from their distributors. But access to delayed payment terms is unpredictable and depends on the retailer\u2019s scale, relationship with the distributor, seasonal demand for products, and liquidity position of the distributor.\r\n\r\nSmall garment manufacturers also deal with capital constraints, including a lack of access to working capital to buy raw materials. They typically wait up to 60 days to receive payments from their distributors.\r\n\r\nShowroom B2B works to solve these capital needs. Leveraging its unique tech-touch model, nuanced insights on the ready-made garments sector, and platform transaction data, the company provides timely and contextual access to credit products. Small retailers can take advantage of services like flexible payment options, working capital loans, and credit lines without leaving the platform. Showroom B2B has partnered with buy now, pay later (BNPL) providers to offer purchase financing so retailers can invest in inventory without having to make an immediate payment.\r\n\r\nWe are excited to join Showroom B2B and support them in bringing much-needed supply chain and credit solutions to small businesses in the apparel industry. We know the company is in solid hands, led by Abhishek Dua<\/a> and Shubham Gupta<\/a>, both second-time founders with more than ten years of experience in fast-moving consumer goods (FMCG) sales and B2B commerce.\r\n\r\nSo far, Showroom B2B has onboarded more than 500 small and medium manufacturers and 5,000 retailers<\/a> on its platform and delivered more than 350,000 items to these stores. We have no doubt these numbers will continue to rise rapidly and that Showroom B2B\u2019s commitment to using digital tools to enhance the experience of small fashion retailers and manufacturers will prove integral to helping them grow.","post_title":"Digital tools connect India\u2019s MSME garment retailers and manufacturers","post_excerpt":"","post_status":"publish","comment_status":"open","ping_status":"open","post_password":"","post_name":"digital-tools-connect-indias-msme-garment-retailers-and-manufacturers","to_ping":"","pinged":"","post_modified":"2023-10-30 19:57:20","post_modified_gmt":"2023-10-30 19:57:20","post_content_filtered":"","post_parent":0,"guid":"https:\/\/content.accion.org\/?p=28944","menu_order":0,"post_type":"post","post_mime_type":"","comment_count":"0","filter":"raw","featured_image":"https:\/\/content.accion.org\/wp-content\/uploads\/2023\/10\/Showroom-team-photo.png","acf":{"types":{"term_id":33,"name":"Article","slug":"article","term_group":0,"term_taxonomy_id":33,"taxonomy":"types","description":"","parent":0,"count":539,"filter":"raw"},"header":{"header_type":"post_aligned","post_cover":{"description":""},"post_aligned":{"description":"Why we invested in Showroom B2B, a digital platform streamlining and strengthening micro, small, and medium size (MSME) manufacturing and retail apparel businesses in India"},"post_default":{"description":""},"annual_report_header":{"eyebrow":"","header":"","description":""}},"authors":[{"ID":21077,"post_author":"72","post_date":"2020-05-12 19:50:07","post_date_gmt":"2020-05-12 19:50:07","post_content":"","post_title":"Ishan Mishra","post_excerpt":"","post_status":"publish","comment_status":"closed","ping_status":"closed","post_password":"","post_name":"ishan-mishra","to_ping":"","pinged":"","post_modified":"2021-11-18 19:29:29","post_modified_gmt":"2021-11-18 19:29:29","post_content_filtered":"","post_parent":0,"guid":"http:\/\/content.accion.org\/?post_type=people&p=21077","menu_order":0,"post_type":"people","post_mime_type":"","comment_count":"0","filter":"raw"}],"meta_cta":{"download":false,"cta_button_text":"","cta_media":false,"cta_url":"","additional_links":false},"blocks":false,"page_settings":{"":null,"email_sign_up":true,"show_related_content":true,"show_contextual_menu":false,"contextual_menu_cta":null,"replace_global":false,"hide_sticky_share":false,"hide_date_when_featured":false,"premium":false,"preview_image":"https:\/\/content.accion.org\/wp-content\/uploads\/2023\/10\/Showroom-team-photo-crop-for-social.png","description":""}},"url":"digital-tools-connect-indias-msme-garment-retailers-and-manufacturers"}]},"select":{"card_type":"","cards":null},"custom":{"card_type":"text","cards":[{"title":"Associate (Data, Operations and Technology), Global Advisory Solutions (India)","sub_title":"","image":false,"link_text":"VIEW POSTING","link_url":"https:\/\/jobs-accion.icims.com\/jobs\/2325\/associate-%28data%2c-operations-and-technology%29%2c-global-advisory-solutions\/job"},{"title":"Business System Administrator, Information Technology","sub_title":"","image":false,"link_text":"VIEW POSTING","link_url":"https:\/\/jobs-accion.icims.com\/jobs\/2314\/business-system-administrator%2c-information-technology\/job"},{"title":"Communications Coordinator, Center for Financial Inclusion","sub_title":"","image":false,"link_text":"VIEW POSTING","link_url":"https:\/\/jobs-accion.icims.com\/jobs\/2329\/communications-coordinator%2c-center-for-financial-inclusion\/job"},{"title":"Corporate and Foundations Relations Specialist \/Sr Specialist","sub_title":"","image":false,"link_text":"VIEW POSTING","link_url":"https:\/\/jobs-accion.icims.com\/jobs\/2330\/corporate-and-foundations-relations-specialist--sr-specialist\/job"},{"title":"Managing Director, Center for Financial Inclusion","sub_title":"","image":false,"link_text":"VIEW POSTING","link_url":"https:\/\/jobs-accion.icims.com\/jobs\/2320\/managing-director%2c-center-for-financial-inclusion\/job"},{"title":"Payroll Manager, Finance","sub_title":"","image":false,"link_text":"VIEW POSTING","link_url":"https:\/\/jobs-accion.icims.com\/jobs\/2331\/payroll-manager%2c-finance\/job"},{"title":"Vice President, Institutional Partnerships, Resource Development","sub_title":"","image":false,"link_text":"VIEW POSTING","link_url":"https:\/\/jobs-accion.icims.com\/jobs\/2328\/vice-president%2c-institutional-partnerships%2c-resource-development\/job"}]},"full_width":false,"colored_background":false},{"acf_fc_layout":"text_block","heading":"","quick_links":false,"heading_label":"","subheader":"","body":"